NEW DELHI: The Diwali festivities continue, and bank customers in several states will have to plan their branch visits around upcoming holidays.Banks will remain closed on Monday, November 9, with further closures scheduled for November 10 and 11. The holidays will vary from state to state, depending on the festivals being observed, including Diwali, Laxmi Puja, Govardhan Puja, Bali Pratipada and Bhai Dooj.Here’s a look at the state-wise bank holiday schedule for the rest of November.
Where banks are closed today
Banks in Tripura, Madhya Pradesh, Chandigarh, Sikkim, Assam, Manipur, Rajasthan, Uttar Pradesh and Chhattisgarh will stay shut due to Diwali/Laxmi Puja (Deepawali)/Govardhan Puja/Vishwakarma Day.
Upcoming holidays:
November 10: Banks will remain closed in Gujarat, Maharashtra, Karnataka, Uttarakhand and Sikkim to mark Diwali (Bali Pratipada), Deepawali, Govardhan Puja, Laxmi Puja and Vikram Samvat New Year Day.November 11: Banks in Sikkim, Manipur, Uttar Pradesh, West Bengal and Himachal Pradesh will remain closed for Laxmi Puja, Ningol Chakkouba, Bhartridwitya, Bhai Dooj and Chitragupt Jayanti.November 13: Banks in Meghalaya will remain closed on account of the Wangala Festival.November 16: Banks in Bihar and Jharkhand will remain closed for Chhath Puja, also known as Surya Shashthi Dala Chhath (Prath Arghya).November 20: Banks in Uttarakhand will remain closed to mark Igas-Bagwal.November 23: Banks in Meghalaya will remain closed for Seng Kut Snem.November 24: Banks will remain closed in Mizoram, Maharashtra, Odisha, Chandigarh, Madhya Pradesh, Uttarakhand, Telangana, Arunachal Pradesh, Rajasthan, Jammu and Kashmir, Uttar Pradesh, Nagaland, West Bengal, Delhi, Chhattisgarh, Jharkhand and Himachal Pradesh on account of Guru Nanak Jayanti, Karthika Purnima and Rahas Purnima.November 27: Banks in Karnataka will remain closed to mark Kanakadasa Jayanti.
How will bank holidays affect customers?
Bank customers need to check the holiday schedule for their state, as closures depend on the regional festival or occasion being observed.Apart from festival-related closures, scheduled and non-scheduled banks also observe holidays on the second and fourth Saturdays of every month, in line with the Reserve Bank of India’s holiday schedule.A branch closure does not mean customers lose access to all banking services. ATMs, Unified Payments Interface (UPI), internet banking and mobile banking applications remain available for routine transactions, including fund transfers, bill payments and account management.The main inconvenience is for transactions that require a visit to a physical branch. Customers planning large cash deposits, cheque processing, demand drafts or other branch-dependent work may have to wait until their branch reopens.With several holidays scheduled across November, checking the applicable state calendar before visiting a branch can help customers plan their banking requirements and avoid delays.
